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CA divorce lawyerIf you are in the midst of a divorce, you are likely to be experiencing a great deal of chaos as you adjust to your newly-single life, and you may be struggling to make ends meet. Along with the legal costs involved in divorce, you may need to address issues such as finding new living arrangements, paying moving costs, and adjusting to living on a single income. However, with proper planning, you can begin your life after your divorce on the right foot. During divorce, you should be sure to address the following financial issues:

  • Check your credit report - If possible, you should pay off any joint credit cards and close the accounts, or make sure that if credit cards remain in one spouse’s name, the other spouse is removed from the account. Close any joint bank accounts, and check to make sure any issues with creditors have been resolved. If necessary, obtain credit cards in your name to begin establishing your own credit history.
  • Complete the division of property - Finish dividing your community property, following the decisions made in your divorce settlement. Be sure to update or refinance loans or home mortgages appropriately. Pay close attention to the division of retirement accounts or pensions, making sure to follow the proper procedures to distribute these finds without being subject to taxes or penalties.
  • Update insurance plans - You may need to remove your ex-spouse from your health insurance coverage or obtain your own coverage under a new plan. If necessary, you may be able to receive temporary COBRA coverage. You should also make sure to remove your ex as a beneficiary of life insurance or retirement plans.
  • Understand your taxes - When filing your tax return for the previous year, you will need to determine whether you should file jointly with your ex-spouse or separately. You should also update your income tax withholding to reflect your new marital status and claim the appropriate exemptions, ensuring that you do not owe taxes when filing next year’s tax return.
  • Create a budget - To ensure that you will be able to maintain financial stability following divorce, take complete stock of your income and expenses and create a workable plan going forward. Make sure to account for child support or spousal support which you will pay or receive, mortgage or rent payments, household expenses (including food, gas, and utilities), and anything else that affects your day-to-day financial situation.

Contact a Los Gatos Divorce Lawyer

By taking steps to fully understand your financial situation during your divorce, you can plan for success in the next stage of your life. At the Law Offices of Benita Ventresca, we can advocate for your interests during divorce and help you complete the process efficiently and effectively. Contact our Los Gatos, CA divorce attorney at 408-395-8822 to set up a free consultation.

 

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CA divorce lawyerThe end of a marriage is difficult, whether a couple experiences a contentious break-up or an amicable split. Separating yourself from your former spouse and embarking on a new phase of your life as a single person can be a daunting prospect, and it is understandable to feel a great deal of anxiety and stress during this time. However, it is important to take care of yourself during your divorce, and this time of change provides you with a great chance to build a foundation of good self-care that will help you thrive. Here are five tips to follow as you build a new life for yourself:

  • Stay positive - It makes sense to feel a great deal of emotional turmoil about the end of your marriage, but it is best to avoid being consumed by negative emotions like anger, sadness, or guilt. Instead, try to focus on the positive, looking at the good things you do have and the things you have accomplished while feeling compassionate toward yourself and reminding yourself that you have the strength to get through this difficult time.
  • Keep yourself active - You may feel lonely in your newly-single life, and it can be easy to withdraw during this time and spend time by yourself. However, this can lead to unhealthy behavior or depression. Creating and following new routines and keeping yourself moving can help you avoid a sense of being stuck in one place, and getting out of the house to exercise or participate in activities can help avoid feelings of isolation.
  • Take care of your health - It is very important to pay attention to your physical health as you begin this new stage of your life. Make sure to eat healthy foods and get plenty of exercise. Living a healthy lifestyle is not only good for your body, but it can greatly benefit your mental health as well.
  • Be involved in your community - Now that you are no longer married, you may have more spare time, and this is a great chance to participate in hobbies or activities you enjoy, learn new skills, and connect with others that share your interests. Signing up for classes, joining a club, or volunteering at a charitable organization are all great ways to be involved in your community.
  • Connect with friends and family - Close friends and family members can provide important emotional support when you need it, so be sure to reach out to others when you need help. This is a good chance to reconnect with those you may have lost touch with during your marriage or cultivate new relationships.

Contact a Los Gatos Divorce Attorney

If you are planning to end your marriage in divorce, or if you have separated from your spouse and need to complete the divorce process, the Law Offices of Benita Ventresca can provide you with the legal help you need. We will work with you to address the legal issues that must be resolved and help you reach an outcome that protects your family’s best interests. Contact a Los Gatos, CA family law attorney today by calling 408-395-8822 to arrange a free consultation.

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CA divorce attorneyWhen parents decide to end their marriage, they will likely put a great deal of thought into how their minor children will be affected. In addition to determining how the issues of child custody and visitation will be resolved during divorce, parents often work together to provide their children with emotional support and reassurance, helping them adjust to their new reality of splitting time between two separate households.

Parents of adult children who no longer live at home may not have as many legal issues to resolve during divorce, but they should still be aware of the impact that the end of their marriage will have on the members of their family. Adult children of divorce are often affected in the following ways:

  • Emotional reactions - Parents may believe that children who have established themselves as adults will be less affected by their divorce, but it is important to understand that they will still be likely to feel a great deal of anger and sadness, and they may need some time to adjust to their parents’ new situation.
  • Commitment issues - Children whose parents have divorced are often hesitant to enter new relationships, or they may remain in a bad relationship because they are afraid to repeat their parents’ mistakes.
  • Taking sides - Parents of minor children often work to keep kids from being involved in conflict, but parents of adult children may feel they can be more open about the reasons their marriage failed. This can cause children to feel like they need to choose one parent over the other, which can damage their relationship with both parents.
  • Acting as a confidant - Parents may feel that they can confide in their adult children and lean on them for support. However, a lack of clear boundaries can result in a great deal of stress and anxiety for children.
  • Concerns about the future - The instability that results from divorce will likely cause children to worry about their parents’ ability to financially support themselves, who will care for them as they get older, and how inheritance issues will be handled.

Contact a Los Gatos Divorce Lawyer

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Law Offices of Benita Ventresca

20 S. Santa Cruz Ave., Suite 212
Los Gatos, CA 95030

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408-395-8822
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